UFB Direct, a division of BofI Federal Bank, is one of the most established and reputable online banks in the nation. Our branchless banking model and desire to bring our customers the most unique personal banking products and services in the industry distinguish us among financial institutions. We proudly offer exceptional interest rates on our UFB High-Yield Savings and Money Market accounts, as well as a checking account that rewards customers with airline miles for their everyday banking. Furthermore, we are continually looking for new ways to help our customers grow their wealth and reach their goals through bold, creative financial solutions. And that's just part of what distinguishes UFB Direct from the rest of the pack.
Is UFB Direct FDIC insured and financially sound?
UFB Direct is a division of BofI Federal Bank, an FDIC-insured financial institution that was established in 1999. You can review all financials and recent news at www.bofiholding.com. Accounts at UFB Direct are FDIC insured to the maximum allowable limits ($250,000) per depositor (deposits at UFB Direct will be combined with any deposits you have at BofI Federal Bank or other divisions of BofI Federal Bank for determining FDIC insurance coverage). To calculate your insurance coverage, use the FDIC online Electronic Deposit Insurance Estimator at: https://www2.fdic.gov/edie/index.html.
What else makes UFB Direct so unique among online financial institutions?
- Great interest rates:
Our savings and money market rates are consistently higher than the national average.
- Award-winning customer support:
Our dedicated customer support associates are always just a quick click or call away, ready to help and fully committed to your satisfaction.
- Easy access, all day, every day:
You can log into your account wherever you have Internet access, 24 hours a day, seven days a week. You will enjoy complete control over your finances as a UFB Direct customer.
- Time-saving bill pay services:
UFB Direct customers can safely pay their bills online, all from a single site. It's convenient, easy to use, and completely secure.
- Flexible money-transfer options:
If you need to move your money, you can transfer funds between any of your UFB Direct accounts, or you can transfer money to or from your UFB Direct checking account to or from another bank account whenever you want. You can even set up a regular schedule for money transfers to take place.
- Online safety guarantee:
UFB Direct will cover 100 percent of any losses due to highly unlikely break-ins or funds that are lost, misplaced, or taken out of your account without your authorization.¹
¹ Losses covered under the Online Safety Guarantee include the following: An error made by a UFB Direct employee resulting in an unauthorized or erroneous transaction that results in lost or misplaced funds; a computer crime that the UFB Direct security system fails to prevent; an unauthorized debit card transaction; a missed or misdirected payment that is the fault of UFB Direct.
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