Savings Accounts

Enjoy the security of a traditional savings account with the advantage of high interest rates.

UFB Savings

At UFB Direct, our innovative digital banking model allows us to keep our overhead costs down and pass our savings along to you in the form of free services and exceptionally competitive interest rates.

Our savings accounts are tailored to the unique needs and goals of our customers as we work to provide them with financial solutions and benefits that no other bank can offer.

Earn up to4.01%APY^*

Exceptional Interest Rates, Innovative Financial Solutions

UFB Portfolio Savings

Earn up to 4.01% APY^* for up to 6 months with no maintenance fees or no minimum balance required to open the account. Use code UFB75 to get started.

Open My AccountView Savings

UFB Checking and Savings Bundle

Save smarter when you choose the bundle.

Get My BundleView Bundle Details

UFB Portfolio Money Market

Maximize your saving potential. Flexible. Secure. Earn up to 4.01% APY^*for up to 6 months.

Get My AccountView Money Market Details

Deposit accounts FDIC insured up to $250K individual and $500K joint

Need more coverage? Access expanded protection up to $265MM with UFB Direct InsureGuard+ Savings through IntraFi® Network Deposits^SM. Learn More>

We Take Data Protection Seriously

Fraud Protection

We regularly monitor all accounts for potential fraud and use anti-virus protection to help us detect and prevent viruses. Our firewalls help block unauthorized access by individuals or networks.

SSL Encryption

This site’s Secure Socket Layer 128 bit (SSL) encryption creates a secure connection with your browser when you log in, fill out an application, or register in online services.

Automatic Logouts

We automatically log you out of your secure session after a period of inactivity to help protect against others seeing or using your online accounts.

Upgrade your banking today. Get the UFB Direct app

Scan to get the app.

Financial Resources

VIEW ALL

Identity Theft: How to Prevent It & How to Repair the Damage

In 2017, identity theft cost Americans a total of $5.1 billion in losses. Learn what steps you can do to protect yourself and repair the damage.

Kids & Cybersecurity: How to Teach Internet Safety

Learn six ways to teach effective internet safety and protect your child from identity theft.

Put Your Savings on Autopilot

The simplest way to grow your savings is to set up an automatic transfer from your checking account to your savings account.