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UFB Best Savings

Exceed Your Savings Goals With
4.21% APY*

Ditch your old rates. Earn 4.21% APY* with zero monthly maintenance fees.


  • Earn 4.21% APY.*
  • No monthly maintenance fees.
  • No minimum deposit required to open an account.
  • Access your funds 24/7 with easy-to-use digital banking tools.
  • Enjoy peace of mind with FDIC insurance up to the maximum allowance limit ® Certificate #35546.

Maximize Your Saving Potential

Our UFB Best Savings account is the highest-yielding savings account we offer. Earn 4.21% APY* on all balances.

UFB Best Savings

UFB Best Savings
Balance Tiers APY* Rate
$0-$9,999.99 4.21% 4.12%
$10,000 to $24,999.99 4.21% 4.12%
$25,000 to $49,999.99 4.21% 4.12%
$50,000 to $99,999.99 4.21% 4.12%
$100k plus 4.21% 4.12%

Discover What Sets UFB Direct Apart

With technology-driven financial services, we bring our customers unique personal banking products and services. We are always looking for new ways to help our customers grow their wealth and reach their goals through bold financial solutions.

Must be a U.S. citizen or Resident Alien to apply.