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UFB High Yield Savings

Reap the Rewards With
5.25% APY*

Ditch your old rates. Earn 5.25% APY* with zero monthly maintenance fees.

Deposit accounts FDIC insured up to $250K individual and $500K joint

Need more coverage? Access expanded protection up to $175 million with UFB Direct InsureGuard+ Savings through IntraFi® Network DepositsSM. Learn More >


  • Earn up to 5.25% APY.*
  • No monthly maintenance fees.
  • No minimum deposit required to open an account.
  • Access your funds 24/7 with easy-to-use digital banking tools.
  • Enjoy peace of mind with FDIC insurance up to the maximum allowance limit ® Certificate #35546.

Maximize Your Saving Potential

Our UFB High Yield Savings account is the highest-yielding savings account we offer. Earn 5.25% APY* on all balances.

UFB High Yield Savings

UFB High Yield Savings
Balance Tiers APY* Rate
$0-$9,999.99 5.25% 5.12%
$10,000 to $24,999.99 5.25% 5.12%
$25,000 to $49,999.99 5.25% 5.12%
$50,000 to $99,999.99 5.25% 5.12%
$100k or greater 5.25% 5.12%

Discover What Sets UFB Direct Apart

With technology-driven financial services, we bring our customers unique personal banking products and services. We are always looking for new ways to help our customers grow their wealth and reach their goals through bold financial solutions.

Must be a U.S. citizen or Resident Alien to apply.