UFB Portfolio Savings
Up to 4.01% APY* Means Making the Most of Your Money
More interest from us means more money for you. With up to 4.01% APY* for up to 6 months, you can feel secure in your financial future.
Features
Earn up to 4.01% APY* for up to 6 months
No monthly maintenance fees.
No minimum deposit required to open an account.
Access your funds 24/7 with easy-to-use digital banking tools.
Enjoy peace of mind with FDIC insurance up to the maximum allowance limit – Certificate #35546.
Deposit accounts FDIC insured up to $250K individual and $500K joint
Need more coverage? Access expanded protection up to $265MM with UFB Direct InsureGuard+ Savings through IntraFi® Network DepositsSM. Learn More>
Boost your savings to 4.01% APY.*
Open Portfolio Savings with code UFB75 - Apply in minutes. Offer ends 10/31/26.
Earn a boosted 4.01% APY* - This limited-time boost applies for up to 6 months after you open your account.
Keep earning after the boost - After your boost period ends, you'll keep earning at our standard rate.
Maximize Your Saving Potential
Our UFB Portfolio Savings is the highest-yielding savings account we offer. Earn up to 4.01% APY* for up to 6 months on all balances.
UFB Portfolio Savings
| Balance Tiers | APY¹ | Rate |
|---|---|---|
| $0-$9,999.99 | 3.26% | 3.21% |
| $10,000 to $24,999.99 | 3.26% | 3.21% |
| $25,000 to $49,999.99 | 3.26% | 3.21% |
| $50,000 to $99,999.99 | 3.26% | 3.21% |
| $100k or greater | 3.26% | 3.21% |
Discover What Sets UFB Direct Apart
With technology-driven financial services, we bring our customers unique personal banking products and services. We are always looking for new ways to help our customers grow their wealth and reach their goals through bold financial solutions.
Must be a U.S. citizen or Resident Alien to apply.