UFB Savings - Overview

UFB Direct High-Yield Savings Account

The UFB Direct High-Yield Savings Account is a competitive tiered, variable-rate savings account that offers a multitude of benefits to those who are looking to build their wealth and make the most of their savings dollars. Here are some of the features that distinguish this high-interest, high-yield savings account:

  • Account balances greater than $24,999.99 will earn the variable ongoing APY for our highest tier on the full account balance1.
  • The minimum deposit to open a UFB Direct High-Yield Savings Account is only $100.
  • This savings account requires no minimum balance or monthly maintenance fee.
  • You'll receive a free UFB Direct ATM card.
  • You'll benefit from free online banking, mobile banking, email, and text messaging alerts.
  • You can make free online transfers between your UFB Direct accounts (for example, from your to your UFB Savings).
  • You'll enjoy free Mobile Deposit. You can deposit checks instantly, 24 hours a day, seven days a week, wherever you and your mobile device go.
  • The free MyDeposit banking app allows you to deposit checks instantly from the comfort of your home or office.
  • Our free FinanceWorks™ money management tool, powered by Quicken, gives you easy control over your budget.
  • We'll even provide you with free postage-paid envelopes for your convenience.

At UFB Direct, your financial goals are our financial goals. We invite you to open a UFB Direct High-Yield Savings Account and start growing your wealth today.

Open Account
 UFB Savings - Rates

Exceptional Savings Rates You Can Count On

At UFB Direct, our branchless banking structure allows us to save money by keeping our overhead costs down. This in turn enables us to provide you with more free services and industry-leading interest rates. The UFB High-Yield Savings Account represents just one of the ways we pass our savings along to you.


Account APY1
$0 - $24,999.99 0.20%
$25,000 + 1.00%
Learn more click here

Note: 1.00% APY will apply to the full account balance if $25,000 balance requirement is met.

Open Account
 UFB Savings - FAQs - Top

What would you like to learn about UFB High-Yield Savings?

The personal banking specialists of UFB Direct are dedicated to making your customer experience as simple and convenient as possible. We have provided the below list of frequently asked questions to provide basic information about the UFB Direct High-Yield Savings Account; however, you are more than welcome to at any time with any further questions you might have. You can also view a more comprehensive list of frequently asked questions by visiting .

 UFB Savings - FAQs - Bottom