Peace of Mind vs. In A Bind
What happens if you accidentally bounce an important check? With Overdraft Protection from UFB Direct, your important check doesn’t bounce at all. It’s exactly the peace of mind you need. Best of all, if you never use our Overdraft Protection, it doesn’t cost you a thing.
Choose from two types of Overdraft Protection:
Option 1: Overdraft Line of Credit
We’ll advance funds to your online checking account to cover an overdrawn check, up to the limit of your line of credit. Unlike many banks, we don’t charge an advance fee.
For current accounts, get an application form here, then fax or mail the completed form.
Option 2: Overdraft protection by linking accounts
Link your online checking account to an online savings account. Use the balance in the linked account to cover the shortfall in your online checking account (up to the full balance of the linked account).
To set up: log in to your account and send us a secure message indicating the last 5 digits of the two account numbers you would like to have linked together. (Regulations limit savings and money markets accounts to a maximum of 6 transactions per month.)
Open An Account