Exceptional Interest Rates, Innovative Financial Solutions

At , our innovative branchless banking model allows us to keep our overhead costs down and pass our savings along to you in the form of free services, rewards programs, and exceptionally competitive interest rates. Our personal banking products and services are tailored to the unique needs and financial goals of our customers, as we work to provide them with checking and savings solutions that no other bank can offer.

As a customer of UFB Direct, you will have a range of personal banking options at your disposal:

  • Earn airline miles just for using your UFB Direct debit card with our Airline Rewards Checking account.
  • Grow your wealth with our high-yield UFB Savings account.
  • Enjoy a high savings rate and limited check writing privileges by opening a UFB Direct Money Market Account.
We invite you to learn about any of our personal banking options by clicking on the links below. If you have any further questions, please don't hesitate to who would be more than happy to assist you.


Learn more about how you can earn airline rewards just for doing your everyday banking with UFB Direct's .


Balance APY1
$0 - $24,999.99 0.20%
$25,000 + 1.00%
You work hard to make your money. Isn't it about time your money worked hard for you? Learn more about how you can take advantage of industry-leading interest rates by .

Note: 1.00% APY will apply to the full account balance if $25,000 balance requirement is met.


Balance APY2
$5,001 - $250,000 0.20%
$250,001 + 0.20%
A UFB Direct Money Market Savings Account allows you to enjoy high interest savings rates with the convenience of checking. Learn more .
Open Account