Airline Rewards Checking

  • Earn up to 120,000 airline miles per year1
  • Get cash back and free purchase rewards
  • No minimum balance requirement and no monthly maintenance fees

Earn Airline Rewards with UFB Checking

If you have direct deposit and use your debit card every day, why not earn airline rewards while you're at it?
With a UFB Direct Airline Rewards Checking Account 1, you can earn airline miles and free purchase rewards just for doing your everyday shopping and banking. Simply open a UFB checking account, set up direct deposit, and use your UFB Direct debit card. It's that simple!

Earn Miles for Everyday Banking


1 mile/point for every $3.00 Point of Sale (POS) debit transaction posted to your account

Earning Miles/Points Is Automatic

When opening your account, select American Airlines 2 as your membership affiliation under Traveler Information and then enter your Mileage Rewards number. Your airline miles accumulate as you use your debit card for Point of Sale (POS) transactions. Limited to earning 120,000 miles/points for a rolling calendar year.

UFB Direct may add more participating airlines in the future.

Turn Everyday Purchases into Cash with Airline Rewards Checking

Airline miles are just the beginning of the perks you can expect when you open an Airline Rewards Checking account with UFB Direct. You will also be eligible for exclusive cash back offers when you use your UFB Direct Visa® Debit Card at the types of places you like to shop.

How the UFB Direct Cash Rewards Program Works


Click to activate exclusive cash back offers at the places you like to shop.


Shop online or in stores to redeem your offers by paying with your card. No coupons needed!


Enjoy auto cash back – deposited right into your account at the end of next month.

Log in to UFB Direct at and let the savings begin.

Or take a look at our videos to learn more.


  • Free online banking with free bill-pay, mobile banking, and email and text messaging alerts.
  • Free person-to-person cash transfers with ®.
  • Free online transfers between your UFB Direct accounts (for example, from your Airline Rewards Checking account to your ) and free external transfers from your Airline Rewards Checking.
  • Free - Deposit checks instantly 24/7 wherever you and your phone go.
  • Free - Deposit checks instantly from the comfort of your home or office.
  • Free ™ powered by Quicken, an easy budgeting tool.
  • Free postage-paid envelopes.


  • Enjoy the convenience of no minimum balance requirement and no monthly maintenance fee.
  • Minimum deposit to open an account is only $100.
  • Unlimited ATM reimbursements (excludes international transactions) - If you aren't near an ATM, you can get cash back when you shop at most grocery stores, gas stations, and super stores and pay no fees.
  • Conveniently deposit cash at participating retailers nationwide with Green Dot® Reload @ the Register™ (A fee of up to $4.95 applies)3
  • Enjoy an easy and seamless mobile experience with ®.
  • Overdraft protection is available.

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