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UFB High Yield Money Market

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5.25% APY*

The UFB High Yield Money Market offers the security of a
savings account with check-writing privileges

Deposit accounts FDIC insured up to $250K individual and $500K joint

Need more coverage? Access expanded protection up to $175 million with UFB Direct InsureGuard+ Savings through IntraFi® Network DepositsSM. Learn More >


  • Earn up to 5.25% APY.*
  • Enjoy no monthly maintenance fees with a $5,000.00 balance, otherwise fee is $10.00 per month.
  • Access your funds 24/7 with easy-to-use digital banking tools.
  • Have peace of mind with FDIC insurance up to the maximum allowable limit – Certificate #35546.

UFB High Yield Money Market

UFB High Yield Money Market
Balance Tiers APY* Rate
$0 - $9,999.99 5.25% 5.12%
$10,000 - $24,999.99 5.25% 5.12%
$25,000 - $49,999.99 5.25% 5.12%
$50,000 - $99,999.99 5.25% 5.12%
$100,000 or greater 5.25% 5.12%

Digital Tools

  • Mobile Deposit - Use your smartphone to deposit checks anywhere you are.
  • SMS Banking - No Wi-Fi? No problem. Use SMS messaging to access account features.
  • Online Banking - Access your account features anywhere in the world.

We Take Data Protection Seriously

Fraud Protection

We regularly monitor all accounts for potential fraud and use anti-virus protection to help us detect and prevent viruses. Our firewalls help block unauthorized access by individuals or networks.

SSL Encryption

Our Secure Socket Layer (SSL) 128-bit encryption creates a secure connection with your browser when you log in or fill out an application.

Automatic Logouts

We automatically log you out of your secure session after a period of inactivity to protect against unauthorized users.

Ready to apply?

It only takes 15 minutes. Please have your valid ID ready.