Read More
Identity Theft: How to Prevent It & How to Repair the Damage
In 2017, identity theft cost Americans a total of $5.1 billion in losses. Learn what steps you can do to protect yourself and repair the damage.
UFB Portfolio Savings
Don’t Settle For Less Than 4.01% APY*
If raising the bar for your finances is your top priority, there's no better option than our high-yield Portfolio Savings account. Use code UFB75 to get started.
Open an AccountCompare Accounts
Features
Earn up to 4.01% APY* for up to 6 months.
No maintenance or service fees
No minimum deposit requirement
Complimentary ATM card
Digital tools for seamless remote banking
Free transfers between direct deposit accounts
UP TO4.01%APY*
Deposit accounts FDIC insured up to $250K individual and $500K joint
Need more coverage? Access expanded protection up to $265MM with UFB Direct InsureGuard+ Savings through IntraFi® Network DepositsSM. Learn More>
Boost your savings to 4.01% APY.*
New to UFB? Open a Portfolio Savings account with promo code UFB75 and earn a boosted rate for up to 6 months.
Open Portfolio Savings with code UFB75 - Apply in minutes. Offer ends 10/31/26.
Earn a boosted 4.01% APY* - This limited-time boost applies for up to 6 months after you open your account.
Keep earning after the boost - After your boost period ends, you'll keep earning at our standard rate.
Open an Account
UFB Portfolio Savings
| Balance Tiers | APY¹ | Rate |
|---|---|---|
| $0-$9,999.99 | 3.26% | 3.21% |
| $10,000 to $24,999.99 | 3.26% | 3.21% |
| $25,000 to $49,999.99 | 3.26% | 3.21% |
| $50,000 to $99,999.99 | 3.26% | 3.21% |
| $100k or greater | 3.26% | 3.21% |
Digital Tools
Online Banking - Access your account features anywhere in the world.
SMS Banking - No Wi-Fi? No problem. Use SMS messaging to access account features.
Mobile Deposit - Use your smartphone to deposit checks anywhere you are.
Open an Account
Upgrade your banking today. Get the UFB Direct app
Scan to get the app.
We Take Data Protection Seriously
Fraud Protection
We regularly monitor all accounts for potential fraud and use anti-virus protection to help us detect and prevent viruses. Our firewalls help block unauthorized access by individuals or networks.
SSL Encryption
Our Secure Socket Layer (SSL) 128-bit encryption creates a secure connection with your browser when you log in or fill out an application.
Automatic Logouts
We automatically log you out of your secure session after a period of inactivity to protect against unauthorized users.
Ready to apply?
It only takes 15 minutes. Please have your valid ID ready.
Apply Now
Financial Resources
VIEW ALLRead More
Kids & Cybersecurity: How to Teach Internet Safety
Learn six ways to teach effective internet safety and protect your child from identity theft.
Read More
Put Your Savings on Autopilot
The simplest way to grow your savings is to set up an automatic transfer from your checking account to your savings account.