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Deposit accounts FDIC insured up to $250K individual and $500K joint

Need more coverage? Access expanded protection up to $175 million with UFB Direct InsureGuard+ Savings through IntraFi® Network DepositsSM. Learn More >

Earn up to



At UFB Direct, our innovative digital banking model allows us to keep our overhead costs down and pass our savings along to you in the form of free services and exceptionally competitive interest rates. Our savings accounts are tailored to the unique needs and goals of our customers as we work to provide them with financial solutions and benefits that no other bank can offer.

Exceptional Interest Rates, Innovative Financial Solutions

We Take Data Protection Seriously

Fraud Protection
We regularly monitor all accounts for potential fraud and use anti-virus protection to help us detect and prevent viruses. Our firewalls help block unauthorized access by individuals or networks.
SSL Encryption
This site’s Secure Socket Layer 128 bit (SSL) encryption creates a secure connection with your browser when you log in, fill out an application, or register in online services.
Automatic Logouts
We automatically log you out of your secure session after a period of inactivity to help protect against others seeing or using your online accounts.

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