**Annual Percentage Yield. The above APY (Annual Percentage Yield) is accurate as of 06/17/2009 and is subject to change at any time.

† National average published on 06/17/2009 by Bankrate, Inc. Although the information has been obtained from the various institutions themselves, the accuracy cannot be guaranteed.

* UFB Direct guarantees to keep the yield on your account in the top 10% of competitive accounts as tracked on Bankrate.com National Index. All right reserved.

All deposit products offered through this Banking Center will be opened and deposit processing services provided by Waterfield Bank. The deposit products are FDIC insured by one of the participating financial institutions, to the full extent of the law.