Mail Deposits

Direct Deposits

On-line Transfers

Telephone Transfers

ACH Items

   Incoming

   Outgoing

Cash Machine / Check Card

   ATM / Check Card issuance fee

   ATM / Check Card replacement card

Research

   Check Copy

   Statement Copy

   Research on account (per hour)

Below Minimum Balance (Average Monthly Balance)

   Interest Checking

Negative Account Balance (per calendar day, after 5 days)

   Free Checking

   Interest Checking

   Absolute Savings

Below Minimum Balance (Average Monthly Balance)

   Interest Checking

   Money Market

   Mileage Checking

Wire Transfers

   Incoming

   Outgoing Domestic

   Outgoing Foreign

Stop Payments

Overdraft & Returned Checks

Return Items

Cashier's Check

Early Closing Fee (within 180 days)

Garnishments, Executions and Levies

Overnight Federal Express Service (At Customer's Request)
(* Additional Charges Applied For Saturday Delivery)

Exceeding limit of 3 checks per statement cycle (Money Market Only)
($10 fee is assessed on each check over the limit of 3 per statement cycle)

Bill Payments and Money HQ Products Provided By Online Resources Corporation - Fee Schedule

Bill Payment

   The Bill Payment service is FREE with Direct Deposit or a minimum average
monthly balance of $1,500.00.

   Below Minimum Average Monthly Balance

   Each item over 25 items per month

Money HQ Services

   Each transfer made outside the Bank  (Fee shall be deducted from your primary account at monthend)

   Next Day Transfer  (Fee shall be deducted from the account you are transferring from at the time of the transfer)