The UFB Direct Banking Center ATM and Debit MasterCard® Card is more than your average card. It's welcomed at millions of locations and ATM’s worldwide -- anywhere MasterCard ATM and debit cards are accepted.

• Free 24-hour ATM access to your accounts - see reimbursement details below.
• Make debit card purchases directly from your UFB Direct Banking Center checking account without having to write a check.
• No finance charges, no payment dates, and, best of all, no bill at the end of the month.
• No transaction fees when making purchases and no annual or monthly service fees.
• Track your purchases made on your checking account through Personal Internet Banking.

*Debit MasterCard® card is issued for all Checking products. All other accounts will receive a free ATM card.

Now Available!
MasterCard® SecureCode™...Guard your card on the web.    

You now have added protection when making online purchases.  We have teamed up with Waterfield Bank to bring you MasterCard SecureCode!  Together, we are making your shopping online easier and safer.  

MasterCard SecureCode is a new online security service to guard you against unauthorized use of your MasterCard debit card while shopping online at participating merchants.  Simply register your debit card with MasterCard and be on your way to a more secure and relaxing online shopping experience.

Free ATM Reimbursement Program

Not only does the Bank never charge you to withdraw cash, the Bank will reimburse you for fees other banks might charge you for using their ATM networks. Reimbursements are per statement period and depend on your specific product as follows:

The Bank is a part of the NYCE and CIRRUS networks, and you can withdraw money at any of these ATM's. Many grocery stores, hotels and other merchants that allow you to make debit purchases with your ATM/Debit.